Credit Reputation and Over-Indebtedness Workshop

Introduction

This workshop focuses on introducing participants to the concept of credit reputation and over-indebtedness, and how to effectively manage their credit record and financial obligations to ensure easier access to financing and avoid financial problems.

Objectives:

• Enable participants to understand the importance of the credit record and how to manage it effectively.
• Raise awareness of the risks of over-indebtedness and how to prevent it.
• Help participants improve their chances of obtaining financial facilities.
• Develop strategies for effective debt management and avoiding financial crises.

Main Topics:

Credit Inquiry:

• • What it is and how it works.
  • The importance of the credit record and its impact on obtaining financing.
  • Clients’ rights in credit inquiries.

Over-Indebtedness:

• • Its concept and causes.
  • Negative impacts on individuals and businesses.
  • How to handle financial crises and rescheduling.

Managing Credit Records and Debts:

• • How to improve and maintain a good credit record.
  • Financial planning strategies and managing financial obligations to avoid excessive debt.