Financial and Credit Analysis

Overview

This training program aims to equip employees of microfinance institutions with the knowledge and skills required to analyze financial data and assess the creditworthiness of clients. Through this training, participants will be able to make informed credit decisions and enhance their institutions’ performance.

Main Topics:

• Basic financial concepts
• Financial ratio analysis
• Concept of credit analysis
• Credit analysis tools
• Credit control and managing non-performing loans
• Preparation and analysis of cash flow statements
• Strategic credit portfolio management
• Credit decision-making
• Managing credit risk
• Basic concepts of economic feasibility studies
• Credit control and managing non-performing loans

Objectives:

• Enhance participants’ understanding of basic financial concepts and financial analysis tools.
• Provide participants with the skills to evaluate clients’ creditworthiness and make informed credit decisions.
• Offer tools and techniques for analyzing financial data and interpreting the results.
• Assist institutions in improving their financial performance through better financial and credit analysis processes.

Target Audience:

• Financial analysts
• Credit managers
• Financial staff