Ethmar for Islamic Finance is a private share holding company established by King Al-Hussein Foundation (KHF) in 2015 to serve those who are financially excluded with Shari’a –compliant, innovative and flexible financial solutions. It helps individuals and small businesses owners to improve their living standards and empower them economically and socially to fight poverty and unemployment.

Ethmar for Islamic Finance is Jordan’s first Shari’a-compliant finance company that adheres to innovation as an approach to design and develop its products to meet the needs of the underserved clients. The idea of Islamic Microfinance is based on the principle of sharing capital, work, effort and risk in any business or investment project in accordance with the provisions of Islamic Shari’a Laws. Despite the spread of Islamic financial institutions throughout the region, the fact is that Jordan’s potential demand for tailored Islamic finance products is still largely unmet – only the needs of 4% of clients who prefer Shari’a banking, have been met by institutions offering a mix of conventional and Shari’a-compliant products.

Our unique vision, mission and values capture the essence of who we are and how we interact with one another. In addition, it speaks to how we go to market and our commitment to delivering excellence to our clients, stakeholders, and the community.